Wintry weather is great at turning up problems you didn't even know you had. Like that first snowy night in front of your fireplace that you thought was pure bliss — until you noticed a leak in the ceiling corner. Apparently it was caused by a lack of insulation. How were you supposed to know that?
To avoid costly wintertime mistakes, check out these seven tips:
#1 Buy a $3.50 Protector for Your Outdoor Faucet
The cost if you don't: Up to $15,000 and a whole lot of grief.
It's amazing what damage a little frozen water can do. Water in your basement costs an average of $2,000 to $7,000 to pump out and dry out, according to Fixr. And yet it's so easy to prevent, especially with outdoor faucets, which are the most susceptible to freezing temps.
The simplest thing to do is to remove your garden hose from your outdoor faucet and drain it. Then add a faucet protector to keep cold air from getting into your pipes. They're really cheap (some are under $3.50). It's best to have them on hand before you need them. When a cold snap is forecast, they can sell out quickly.
While you're at it, make sure any exposed pipes in an unheated basement or garage are insulated, too, or you'll face the same pricey problem.
Wrap pipes with foam plumbing insulation before the weather drops. It's cheap, too, just like the faucet cover (about $1.80 for six feet of polyethylene insulation). And it's an easy DIY project, as long as you can reach the pipes.
#2 Add Insulation to Prevent Ice Dams
The cost if you don't: $10,000 if there's roof damage.
Those icicles make your home look so picturesque, you just gotta take a few pics. But you better make them quick. Those icicles can literally be a dam problem. (Yes, dam — not the curse word that sounds the same. )
Icicles mean you've got an ice dam, which is exactly what it sounds like: a buildup of ice on your gutter or roof that prevents melting snow and ice from flowing through your gutters. That's really bad news because these icy blocks can lead to expensive roofing repairs.
Depending on where you live, expect to pay at least $400 per hour for the labor to steam off ice dams. Leave the ice and you risk long-term damage. That could add up to hundreds or even thousands of dollars in repairs on your roof, depending on what type of shingles you have and the size of the damaged area.
How to prevent them? Insulation. "Ice dams, icicles, and ice buildup on the gutters are symptoms of not enough insulation in the attic," says Chris Johnson, owner of Navarre True Value in the Twin Cities area.
You need to have at least 14 inches to 16 inches of insulation in your attic, according to Energy Star. If you live in a colder climate, you'll need more.
If you don't have the cash to insulate, a less expensive alternative is heated gutter cables, which cost $482 to $1,520.
#3 Clean Your Gutters
The cost if you don't: You really don't want to be in a position to find out.
It can be so tempting to skip gutter cleanups as winter nears. It seems as soon as you clear your gutters, they clog right back up again. So what's the point?
Well, if it looks like you're living inside a waterfall when it rains, water is completely missing your gutter system. It's being directed to your foundation instead. And a water-damaged foundation is never, ever cheap to fix.
A contractor can plug foundation cracks for $250 to $800, according to HomeGuide. But a worse problem, one that requires a foundation excavation or rebuild, can set you back as much as $20,000.
Suddenly, cleaning your gutters a few times each fall doesn't seem so bad. A pro can do the work for $119 to $234, depending on the size of your gutter system.
#4 Seal Up Leaks
The cost if you don't: Nights where you never feel warm, despite sky-high heating bills.
"If it were possible to take every crack on the outside of a typical home and drag them together, you'd have the equivalent of a three-by-three window open all the time," says Lipford. Yikes.
Yet cracks can be easily and inexpensively sealed with a simple tube of caulk, and it's available in hundreds of colors to match your window panes, outside siding, and even brick. Not sure where to caulk? Look for visible cracks around:
- Window sills
- Baseboards
- Fireplace or dryer vents
- Anywhere something inside pokes a hole to the outside
#5 Program Your Thermostat
The cost if you don't: Money you could spend on something else besides heating.
We all know we should program our thermostats to align with our schedules, but we seem to have some mental block when it comes to doing it. It's not that hard, and sometimes all it takes is buying a new one that suits you (like maybe a Wi-Fi one that'll give you a little money-saving thrill each time you swipe your app).
"From a cost-savings perspective, a programmable thermostat is a great investment," Lipford says. You can save as much as 10% a year on heating and cooling by simply turning your thermostat back 7 degrees to 10 degrees Fahrenheit for eight hours a day from its normal setting, according to the U.S. Department of Energy.
Related: Get tips on choosing and programming a thermostat
#6 Get a Furnace Tune-Up
The cost if you don't: A furnace that'll die years before it should — and higher energy bills.
"Forget to service your furnace and you could easily cut five years off the life of your system," says Lipford, adding that five years is a full third of the typical unit's life span. New units cost an average of about $4,800, making the $250 annual maintenance charge a no-brainer.
While you're at it, don't forget to replace the furnace filter, which cleans the air in your home. It also keeps your furnace coils cleaner, which can shave money off your energy bill. Johnson suggests replacement at least every three months, but possibly as often as monthly if you have allergies or pets, or smoke cigarettes at home.
#7 Get a Fireplace Inspection
The cost if you don't: Possibly your life — and your home.
"A cozy fire is great, but if you don't maintain your chimney, a fire can cost you thousands of dollars," says Johnson. Not to mention the risk to you and your family.
Schedule your maintenance appointment as early as you can. If you wait until the busy season, you'll have a harder time hiring someone and likely pay more.
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